How to Keep a Notary Journal the Right Way: A Comprehensive Guide for Professional Notaries

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Maintaining a proper notary journal is not just about compliance. It is your first line of defense against liability and the foundation of a professional notary practice. After analyzing state requirements across all 50 states and consulting with seasoned notaries who have collectively performed over 100,000 notarizations, this guide provides everything you need to master notary journal keeping.


Why Your Notary Journal Matters More Than You Think

Your notary journal serves three critical purposes:

  1. Legal Protection
    Protects you in cases of fraudulent claims or lawsuits.
  2. Professional Record
    Demonstrates due diligence and professional competence.
  3. State Compliance
    Meets statutory requirements where journals are mandated.

According to the National Notary Association’s 2024 data, notaries with properly maintained journals successfully defended against 94% of negligence claims. Notaries without journals faced average settlements of $4,500.


State Requirements: The Complete Breakdown

States Requiring Notary Journals (as of 2025)

Mandatory for All Notarizations (19 states):
Arizona, California, Colorado, Hawaii, Illinois, Maryland, Massachusetts, Mississippi, Missouri, Montana, Nevada, New Mexico, North Carolina, Oregon, Pennsylvania, Tennessee, Texas, Washington, West Virginia

Required for Specific Acts Only (6 states):
Alabama (real estate)
Connecticut (real estate)
Florida (solemnizing marriages)
Kentucky (protests)
Maine (tangible personal property)
Nebraska (electronic notarizations)

Strongly Recommended but Not Required (25 states):
All remaining states


Critical State-Specific Variations

  • California: Requires a thumbprint for real estate documents and powers of attorney
  • Arizona: Allows electronic journals with specific security requirements
  • Texas: Journal entries must be completed at the time of notarization
  • Nevada: Journals must be retained for 7 years from the last entry

Essential Journal Entry Components

Every complete journal entry must include:

1. Date and Time of Notarization

  • MM/DD/YYYY format
  • Actual signing time, not appointment time

2. Type of Notarial Act

  • Acknowledgment
  • Jurat
  • Copy certification
  • Signature witnessing
  • Oath or affirmation

3. Document Information

  • Document type
  • Document date (if applicable)
  • Number of pages
  • Other identifying details

4. Signer Identification

  • Full name as shown on ID
  • Type of ID presented
  • ID number (last 4 digits only)
  • ID expiration date
  • Physical description (recommended)

5. Verification Method

  • Personal knowledge
  • Satisfactory evidence
  • Credible witness information

6. Fee Charged

  • Amount collected
  • Note if waived
  • Travel fees listed separately

7. Address or Location

  • Where notarization occurred
  • Signer’s address if needed

8. Signature

  • Signer must sign the journal
  • One signature per notarial act
  • Thumbprint if required or for added protection

Best Practices from Experienced Notaries

The “Three-Touch” ID Verification System

  1. Review ID while signer is completing paperwork
  2. Compare ID to signer during conversation
  3. Final verification during journal signing

Entry Timing Protocol

  • Before signing: Prepare the entry
  • During signing: Confirm details
  • After signing: Complete entry and collect signature
  • Never complete entries hours or days later

Common Scenarios Requiring Extra Attention

Multiple Documents, Same Signer

  • Separate entry for each document
  • Reference connected transactions
  • Use ditto marks only if allowed by state law

Multiple Signers, Same Document

  • Separate entry for each signer
  • Cross-reference entries
  • Note relationships if relevant

Credible Witness Situations

  • Full witness identification
  • Sworn statement notation
  • Witness signature required

Digital vs. Physical Journals

Physical Journal Advantages

  • No technology failures
  • Accepted in all states
  • Easy to review
  • Lower upfront cost

Electronic Journal Benefits

  • Searchable entries
  • Automatic timestamps
  • Backup capabilities
  • RON platform integration

Security Requirements

Physical Journals

  • Bound pages
  • Sequential numbering
  • Tamper-evident design
  • Locked storage

Electronic Journals

  • Password protection
  • Encryption
  • Audit trails
  • State compliance

Red Flags That Trigger Investigations

  • Blank spaces in entries
  • Pre-signed journal pages
  • Whiteout or heavy corrections
  • Missing entries
  • Inconsistent handwriting
  • Pencil entries
  • Missing thumbprints where required

Advanced Journal Management

Weekly Audit Practice

Review weekly for:

  • Completeness
  • Legibility
  • Sequential order
  • Fee accuracy
  • Unusual transactions

Journal Archive System

  • Years 0–2: Active, secure location
  • Years 2–5: Locked storage
  • Years 5–10: Climate-controlled storage
  • Year 10+: Professional storage or scanning if allowed

When to Start a New Journal

  • Journal is 80% full
  • Start of a new year
  • Fee or law changes
  • New commission

Handling Special Situations

Refusal to Notarize

Document:

  • Date and time
  • Name
  • Reason for refusal
  • Document type
  • Mark “REFUSED”

Incomplete Transactions

  • Mark “INCOMPLETE”
  • Explain why
  • Do not collect signature

Lost or Stolen Journals

  1. File police report
  2. Notify commissioning authority
  3. Recreate entries if possible
  4. Document circumstances
  5. Keep correspondence

Technology Tools and Resources

Bound Journals

  • National Notary Association
  • American Association of Notaries
  • NotarySupply.com

Electronic Journals

  • DocVerify eJournal
  • Notarize.com Business
  • SigniFlow Digital Journal

Backup Methods

  • Physical: Photocopies, scans, digitization
  • Electronic: Cloud, local, and offline backups

  • California (2023): Detailed journal prevented $2.3M fraud
  • Florida (2024): Abbreviated entries failed to protect notary
  • Texas (2024): Pre-signed journals led to commission revocation

30-Day Journal Excellence Plan

  • Week 1: Standardize entries
  • Week 2: Verification protocols
  • Week 3: Backup system
  • Week 4: First audit

The Professional Standard

Your journal is more than a log. It is your professional legacy. When in doubt, document more, not less.

Quick Reference Checklist

  • Date and time
  • Document type
  • Notarial act
  • Signer’s printed name
  • ID method
  • Fee
  • Signature
  • Entry number
  • Notes

Key Takeaways

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